Your mortgage is likely to be your biggest financial commitment and your home may well become your biggest financial asset. It therefore pays (quite literally) to get it right.

Mortgage rules require you to provide detailed information about your finances and you could find it harder to borrow as much as you require.

Plus, with umpteen different types of mortgages available from hundreds of mortgage providers, it can be difficult to work out which to choose. Yet getting the right deal can save you hundreds of pounds. The best solution is to consult an independent mortgage adviser.

Members have access to independent mortgage advice at preferential rates from Lighthouse Mortgage and Protection Solutions. Our job is to find you a suitable mortgage whatever your situation:

• Moving home
• First-time buyers
• Remortgaging
• Buy-to-let
• Right to buy
• Buying a second home

Your independent mortgage adviser will explain the various types of mortgages available and recommend the most suitable for your circumstances. They will then search the market to find the most suitable deal for you and guide you through the application process, ensuring that you secure the mortgage you need at a competitive rate.

Preferential rate

Lighthouse is pleased to offer members a special package that includes a discounted mortgage advice fee, plus speedy and priority access to mortgage advisers. Their fee for researching and recommending your mortgage will be just £249, reduced from the non-member rate of £495.

Contact Lighthouse Financial Advice mortgage specialists now:

Call 08000 85 85 90, quoting IoF Member or email enquiries@lighthousefa.co.uk, quoting IoF Member.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Business Buy to let and commercial mortgages are not regulated by the FCA.